Terms & Conditions for Personal Time Capsule Services

Effective Date: January 7, 2026

Welcome to PersonalTimeCapsule.com and any related mobile applications, websites, and online services (the "Platform"), operated by Maven Concepts Group, LLC ("we," "us," "our," or the "Company"). These Terms & Conditions (the "Terms") govern your access to and use of the Platform, including all features, content, applications, and services provided therein (collectively, the "Services"). By accessing or using the Services, you ("User," "you," or "your") agree to be bound by these Terms. If you are a parent or legal guardian agreeing to these Terms on behalf of a minor, you agree that you and the minor are bound by these Terms. If you do not agree, you must not access or use the Services.

These Terms incorporate by reference our Privacy Policy, which describes how we collect, use, and protect your information. We may update these Terms from time to time by posting the revised Terms on the Platform and/or by sending you an email notice. Unless otherwise stated in the notice, changes are effective when posted, and your continued use of the Services after such changes become effective constitutes your acceptance of the revised Terms.

1. Description of Services

The Platform offers a suite of tools for preserving memories and creating legacies, including but not limited to the following features, which we may offer on a free, trial, or paid basis:

Services may evolve over time, and we reserve the right to modify, suspend, or discontinue any features or functionality, or to introduce new features, at any time without notice or liability to you, except as expressly provided in these Terms.

2. Eligibility and User Accounts

Except as expressly permitted below for minor users, you must be at least 18 years old (or the age of majority in your jurisdiction) to use the Services and to agree to these Terms. Certain Services, including any legal document templates or related tools, may only be used by individuals who are at least 18 years old (or the age of majority in their jurisdiction) and who are legally competent to enter into binding contracts. If you are a parent or legal guardian, you may create and manage an account for a minor child and may permit that minor to use the Services under your supervision; you remain fully responsible for all activity under that account and for the minor's compliance with these Terms. By registering for an account, you represent and warrant that you meet the applicable age and eligibility requirements and that all information provided is accurate, complete, and current.

To access certain features, you must create an account. You are responsible for maintaining the confidentiality and security of your account credentials and for all activities that occur under your account, whether or not authorized by you. You agree to (a) immediately notify us of any actual or suspected unauthorized access to or use of your account or credentials, and (b) keep your contact and payment information accurate and up to date. We may refuse registration, require you to change a username, or suspend, disable, or reclaim a username if we believe it is appropriate (for example, because it violates these Terms or impersonates another person).

3. User Content and Intellectual Property

You may upload, create, or share text, audio, images, videos, and other materials ("User Content") through the Services. As between you and us, you retain all ownership rights in and to your User Content, and these Terms do not transfer ownership of your User Content to us. However, in order for us to operate, maintain, and improve the Services, you grant us a worldwide, non-exclusive, royalty-free, sublicensable (solely to our service providers and partners acting on our behalf), and transferable license to host, store, use, reproduce, modify, adapt, create derivative works from (for example, to transcribe, format, or organize your content), display, perform, and distribute your User Content solely: (a) to provide, operate, secure, personalize, and improve the Services; (b) to comply with law and enforce these Terms; and (c) to back up and restore data. This license continues for as long as your User Content is stored in or otherwise made available through the Services. We will not use your private User Content (such as your personal stories, recordings, or photos) in our public marketing or promotional materials without your separate consent or opt-in where required by law.

You represent and warrant that: (a) you own or have all necessary rights, licenses, consents, and permissions to submit the User Content and to grant the licenses set forth in these Terms; (b) your User Content and our use of it as permitted by these Terms do not and will not infringe, misappropriate, or violate any intellectual property, privacy, publicity, or other rights of any third party; and (c) your User Content complies with all applicable laws, rules, and regulations. We are not responsible for User Content, including its accuracy, legality, integrity, or timely delivery (for example, scheduled messages). We may, but are not obligated to, monitor, access, review, edit, refuse, remove, or restrict access to any User Content at our sole discretion. You are solely responsible for backing up your User Content; we do not guarantee that User Content will be available or retrievable at any particular time.

All Platform content, features, and software (excluding User Content) are owned by us or our licensors and are protected by intellectual property and other laws. Subject to your compliance with these Terms, you are granted a limited, revocable, non-exclusive, non-transferable, and non-sublicensable license to access and use the Services for your personal, non-commercial purposes only. Any use of the Services not expressly permitted by these Terms is prohibited, and we reserve all rights not expressly granted here.

4. Prohibited Conduct

You agree not to:

Violation of this Section or any other part of these Terms may result in suspension or termination of your account and may also result in civil or criminal liability. We reserve the right to investigate and take appropriate legal action, including cooperating with law enforcement authorities, in response to any suspected or actual violation.

5. Fees, Pricing, Subscriptions, and Payments

Certain Services (e.g., printing books, premium or subscription features, higher storage limits, or access to specific tools) may require payment of fees (each, a "Paid Service"). When you purchase a Paid Service, you agree to pay the applicable prices, taxes, and charges disclosed to you at the time of purchase, using a valid payment method that you authorize. If you purchase a subscription, your subscription will automatically renew at the end of each subscription term (for example, monthly or annually) at the then-current price, and you authorize us (or our payment processor) to automatically charge your payment method on a recurring basis until you cancel. You may cancel a subscription at any time, but cancellations will take effect at the end of the then-current billing period, and, except as expressly provided below or required by law, you will not receive a refund for the current billing period.

Unless otherwise stated at the time of purchase, if you are unsatisfied with a new Paid Service, you may request a refund of subscription fees you paid for that particular Paid Service within thirty (30) days of your initial purchase of that Paid Service, and we may, in our discretion and where required by applicable law, provide a refund or credit. This 30-day refund policy does not apply to subsequent renewal periods, to fees for one-time services that have already been fully performed (such as completed book printing or shipping), or to any amounts paid more than thirty (30) days before your refund request. If a physical product that you purchase from us (such as a printed book) is defective or damaged in transit, your sole and exclusive remedy is for us, at our option, to replace the product or provide a refund or credit, provided that you notify us of the defect or damage within thirty (30) days of delivery and follow any instructions we provide for return or documentation. We may change our fees and pricing from time to time; any changes to subscription prices will apply no earlier than the start of your next subscription term, and we will notify you in advance in accordance with applicable law so that you may cancel before the new prices take effect.

6. Privacy and Security

We prioritize your privacy and take reasonable administrative, technical, and physical safeguards designed to protect your information, including use of 256-bit SSL or similar encryption in transit for certain data. However, no system or method of transmission or storage is completely secure, and we cannot guarantee absolute security of your information. Our Privacy Policy describes what information we collect, how we use and share it, and the choices you have. By using the Services, you acknowledge and agree that we may collect, use, and share your information as described in our Privacy Policy, and you consent to such practices.

For features like Digital Trustees or scheduled messages, you are responsible for designating accurate and current recipients, providing correct contact information, and ensuring that any User Content you include (including personal data about others) is shared in compliance with applicable laws and with any required consents. You understand that depending on how you configure your account and settings, certain User Content may be visible to or shared with other users you invite, your Digital Trustees, and other recipients you select.

We may send you service-related communications (such as account, transactional, or security notices) that are necessary to provide the Services; you may not be able to opt out of these communications while maintaining an account. Where required by law, we will obtain your consent before sending you marketing or promotional communications, and you may opt out of such marketing communications at any time by following the instructions in the communication or adjusting your account settings, where available. We may retain your information, including User Content, for as long as needed to provide the Services, to comply with our legal obligations, resolve disputes, enforce our agreements, and for other legitimate business purposes as described in our Privacy Policy.

7. Disclaimers, Warranties, and Limitations of Liability

YOU UNDERSTAND AND AGREE THAT YOUR USE OF THE SERVICES AND ANY CONTENT OR MATERIALS MADE AVAILABLE THROUGH THE SERVICES IS AT YOUR SOLE RISK. EXCEPT AS EXPRESSLY PROVIDED IN THESE TERMS OR REQUIRED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT FEATURES LIKE VOICE-TO-TEXT WILL BE 100% ACCURATE OR THAT ANY DEFECTS WILL BE CORRECTED.

LEGAL DOCUMENT TEMPLATES AND ANY RELATED TOOLS OR MATERIALS ARE PROVIDED FOR INFORMATIONAL AND SELF-HELP PURPOSES ONLY AND DO NOT CONSTITUTE LEGAL ADVICE, DO NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP, AND ARE NOT A SUBSTITUTE FOR THE ADVICE OR SERVICES OF A LICENSED ATTORNEY. LAWS VARY BY JURISDICTION, AND YOU SHOULD CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION FOR PERSONALIZED GUIDANCE BEFORE RELYING ON ANY LEGAL DOCUMENT OR MAKING ANY LEGAL DECISIONS. WE DISCLAIM ANY RESPONSIBILITY OR LIABILITY FOR YOUR USE OF SUCH TEMPLATES OR TOOLS.

8. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, and each of their respective officers, directors, employees, and agents from and against any and all third-party claims, demands, actions, proceedings, losses, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of or access to the Services (other than to the extent caused by our gross negligence or willful misconduct); (b) your User Content; (c) your violation of these Terms; or (d) your violation of any law or infringement, misappropriation, or violation of any third-party right. We reserve the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims.

9. Termination

We may terminate or suspend your access to or use of the Services (in whole or in part), or deactivate or delete your account, at any time, with or without cause, with or without notice, and without liability to you, including if we reasonably believe that you have violated these Terms, pose a risk of harm, or that your account has been compromised. You may stop using the Services at any time and may request closure of your account by following the instructions on the Platform or contacting us using the information below. Upon any termination of your account or access to the Services, all licenses and rights granted to you under these Terms will immediately cease, and you must cease all use of the Services. Where commercially reasonable, we may (but are not obligated to) provide you with an opportunity, for a limited time after termination, to export or download certain User Content stored in your account, except where we are prohibited from doing so by law or where doing so would risk harm or violate the rights of others. We are not liable for any losses or damages resulting from any termination or suspension of your account or access to the Services, except as expressly required by applicable law.

Following termination or deactivation of your account, we may retain certain information, including User Content, for the purposes and for the periods described in our Privacy Policy, including to comply with our legal obligations, resolve disputes, prevent fraud or abuse, enforce these Terms, and protect our rights and those of others. We may also anonymize or aggregate your information so that it can no longer reasonably be used to identify you, and we may use such information for our legitimate business purposes.

10. Copyright Infringement and DMCA Policy

We respect the intellectual property rights of others and expect our users to do the same. In appropriate circumstances and in our discretion, we may disable, remove, or terminate the accounts of users who repeatedly infringe or are repeatedly charged with infringing the copyrights or other intellectual property rights of others.

If you believe that any content on the Services infringes your copyright, you may submit a notification pursuant to the Digital Millennium Copyright Act ("DMCA") by providing our designated Copyright Agent with a written notice that includes the following information: (a) a physical or electronic signature of a person authorized to act on behalf of the owner of the allegedly infringed exclusive right; (b) identification of the copyrighted work claimed to have been infringed; (c) identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate the material; (d) information reasonably sufficient to permit us to contact you; (e) a statement that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (f) a statement that the information in the notification is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on behalf of the owner. Our designated Copyright Agent can be reached at: DMCA Agent, Maven Concepts Group, LLC, 1846 W. Devonshire Ave, Phoenix, AZ 85015, or by email at support@personaltimecapsule.com (with "DMCA Notice" in the subject line).

11. Governing Law, Arbitration, and Dispute Resolution

These Terms and any dispute, claim, or controversy arising out of or relating to these Terms or the Services (collectively, "Disputes") are governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of laws principles. You and the Company agree that any Disputes will be resolved exclusively through binding individual arbitration, rather than in court, except that either party may seek (a) relief in small claims court for qualifying claims; and (b) temporary or preliminary injunctive or other equitable relief in a court of competent jurisdiction to protect its intellectual property rights, confidential information, or proprietary interests.

Arbitration will be conducted by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect (the "AAA Rules"), as modified by these Terms. The arbitration will be conducted by a single neutral arbitrator and, unless you and we agree otherwise, will take place in Maricopa County, Arizona, or via video conference or telephone to the extent permitted by the AAA Rules.

YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, REPRESENTATIVE, OR PRIVATE ATTORNEY GENERAL ACTION OR PROCEEDING.

You have the right to opt out of the agreement to arbitrate and the class action waiver set forth in this Section within thirty (30) days of the date you first accept these Terms. To exercise this right, you must send a written notice of your decision to opt out to Maven Concepts Group, LLC, Attn: Arbitration Opt-Out, 1846 W. Devonshire Ave, Phoenix, AZ 85015, or by email to support@personaltimecapsule.com with "Arbitration Opt-Out" in the subject line.

12. Miscellaneous

Contact: If you have any questions, concerns, or complaints about the Services or these Terms, please contact us at support@personaltimecapsule.com or by mail at Maven Concepts Group, LLC, 8485 East McDonald Drive #300, Scottsdale, AZ 85250

By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms (including the agreement to arbitrate and class action waiver, unless you have timely opted out) and by our Privacy Policy.